If you have experienced any of the following frustrations, please contact us today as our program is designed to eliminate them all!
Click on the headlines below to reveal details.
Obtaining insurance certificates is a HUGE hassle
We've heard this many times before and we've seen the reasons:
- Poor service from the agent
- The carrier’s inability to meet contractual requirements (i.e. additional insured, waiver of subrogation, primary & non-contributory, per project aggregate, etc.)
- Multiple insurance certificates must be issued because coverage is placed with different agents and with different effective dates.
You shouldn't have to worry about basic services. Our focused approach makes these worries a thing of the past.
Adding my customers as additional insureds costs me more
- Does your carrier require extra premium charges for this?
- Is your carrier unwilling to even accommodate this requirement?
It's hard to work with providers who just don't "get it." We do. Find out for yourself.
My agent is unfamiliar with the equipment I need covered
Do you have to itemize every single piece of field and computer equipment (and provide make, model, and serial number)?
Not with LDIG! Our program provides replacement cost coverage on an unscheduled, blanket limit basis, without the risk of any coinsurance penalty.
My agent does not understand my industry
Some things just come down to common sense: only an agent who understands your business can understand your exposures.
I have to complete a professional liability application without the help of my agent
Our agents consider the completion of a professional liability application to be their job, not yours!
I have to pay my premiums up front
We issue policies with up to ten-pay installment plans.
My general liability policy is subject to an annual premium audit
Our program never subjects general liability to audit.